US-Based Holding Group • Values-Driven Innovation

Building Ethical Companies for the Real Economy

Karam Allah Holding Group is a US-based parent company building and operating subsidiaries and ventures across fintech infrastructure, digital marketplaces, global trade, and consumer brands — guided by ethics, transparency, and sustainable value creation.

US-Based Holding Structure

Multi-Industry Portfolio

Ethics & Governance First

Global Market Reach

Venture Builder + Operator

Compliance-Led Growth

Flagship Portfolio

Ribano

XeedWallet

Khelli

NebuSave

Kemedar

Tree Holding

Jannah Couples

What We Do

A holding structure designed for speed early, and clarity at scale — combining venture building, operations, and governance-first growth.

Build & Hold Companies

We incubate, acquire, and scale subsidiaries designed for long-term value and strong governance.

Holding • Equity • Stewardship

Operate High-Impact Ventures

We launch ventures under the group, then spin them into separate corporations when scale and licensing require.

Venture Builder • Spin-outs

Enable Cross-Border Commerce

Trade, logistics, and marketplaces connecting suppliers, brands, and customers across regions.

Global Trade • Marketplaces

Governance & Leadership

Built for long-term trust: clear accountability, compliance-led growth, and an ethics-first culture.

Leadership

Group-level executive oversight with subsidiary operators and venture founders.

Board • Executive team

Risk & Compliance

Policy framework and partner network aligned to regulated markets and cross-border operations.

Risk • Licensing

Enable Cross-Border Commerce

Code of conduct, partner standards, and reporting discipline across the portfolio.

Code • Controls

Featured Subsidiaries

Incorporated companies under Karam Allah Holding Group.

Ribano Corporation

FinTech

Ethical investment platform enabling structured participation in real-economy opportunities.

Status: In DevelopmentScope: Global

Type: Venture

XeedWallet Corporation

Infrastructure

Wallet and payments rails powering platform transactions and value flows across the group.

Status: In DevelopmentScope: Global

Type: Venture

Khelli Corporation

Social

Ethical social platform designed for values-based communities and responsible digital engagement.

Status: In DevelopmentScope: Global

Type: Venture

NebuSave

Savings

Gold-backed savings and tokenized value — structured for regulated growth and trust.

Status: In DevelopmentScope: Global

Type: Venture

Kemedar Corporation

PropTech

PropTech ecosystem company enabling digital real estate services and marketplace innovation.

Status: In DevelopmentScope: Global

Type: Venture

Tree Holding Company

Tech

Delaware-based technology subsidiary supporting group platforms and select enterprise builds.

Status: In DevelopmentScope: Global

Type: Venture

Group Activities

Operational business lines run directly under Karam Allah Holding Group. When scale, licensing, or partnerships require — activities may spin out into dedicated subsidiaries.

International Trade

Trade

Ethical investment platform enabling structured participation in real-economy opportunities.

Status: In DevelopmentScope: Global

Type: Venture

Commercial & Commission Brokerage

Brokerage

Brokerage for commercial deals, distribution agreements, and commission-based transactions.

Status: In DevelopmentScope: Global

Type: Venture

E‑Commerce & Marketplace Operations

E‑Commerce

Operating and supporting marketplaces (including export-focused platforms) with a venture spin-out pathway.

Status: In DevelopmentScope: Global

Type: Venture

Featured Ventures & Divisions

Operating projects under the holding group—some may later spin out into separate corporations.

WorldFloris

Marketplace

Global florist platform where shops list and users send flowers to any country worldwide.

Status: In DevelopmentScope: Global

Type: Venture

Exportica

Export

Multi-seller export platform where exporters list products and importers discover globally.

Status: In DevelopmentScope: Global

Type: Venture

AroMarket

Natural

Marketplace for natural products enabling export and import across countries.

Status: In DevelopmentScope: Global

Type: Venture

Afyoon

FoodTech

Cloud kitchen marketplace where home cooks publish menus and deliver directly to users.

Status: In DevelopmentScope: Global

Type: Venture

Asia Trade Gate (ATG)

Trade

Import facilitation model enabling Asian suppliers to exhibit via shelves/booths in target markets.

Status: In DevelopmentScope: Global

Type: Venture

FromToShipping

Logistics

Shipping cost facilitation—instant access to better rates for courier, freight, and containers.

Status: In DevelopmentScope: Global

Type: Venture

Afyoon

FoodTech

Cloud kitchen marketplace where home cooks publish menus and deliver directly to users.

Status: In DevelopmentScope: Global

Type: Venture

How We Structure Growth

This structure gives us speed early, and regulatory clarity later.

Step 01

Launch as Venture

Start fast under the holding group to validate operations, adoption, and unit economics.

Step 02

Prove Market + Operations

Strengthen governance, reporting, partners, and compliance posture as traction grows.

Step 03

Spin Out as Subsidiary

When scale or licensing requires, we incorporate as a dedicated corporation under the group.

Partner With Karam Allah

We collaborate with capital, regulators, market-entry partners, and technology leaders.

Investors & Strategic Capital

Aligned capital for governance-first, scalable businesses.

IR • Strategic Growth

Regulatory & Compliance Partners

Licensing pathways, audit readiness, and risk controls.

Compliance • Risk

Market Entry & Local Partners

Country partners enabling distribution, licensing, and operations.

Franchise • Expansion

Technology & Distribution Partners

Infrastructure, integrations, and enterprise alliances.

APIs • Platforms

Newsroom

Announcements and milestones (CMS-driven list on production).

Build the next ethical platform with us.

Partnerships, market entry, technology, licensing pathways, and scaling support — under one group structure.